PLEASE NOTE: SAFSHOP LLC (SAFSHOP®) IS AN ONLINE SERVICE PROVIDER AND NOT A EDITOR OR PUBLISHER OF CONTENT. SAFSHOP DOES NOT APPROVE OR ASSUME EDITORIAL CONTROL OVER ANY CONTENT OFFERED FOR DOWNLOAD BY A SAFSHOP MERCHANT. SAFSHOP PROVIDES A MEANS FOR NOTICE AND TAKE-DOWN UNDER THE DMCA. IF YOU HAVE ANY ISSUES CONCERNING INTELLECTUAL PROPERTY, PLEASE PAY CLOSE ATTENTION TO THE SECTION OF THIS ACCEPTABLE USE POLICY THAT GOVERNS INTELLECTUAL PROPERTY.

1. Description of Agreement

A. What This Agreement Covers

(i) Definitions

"Subscriber" means any person or business entity that (a) downloads, attempts to download, or otherwise utilizes any uniform resource locator (URL) resource that resides entirely upon a server owned/operated by SafShop, LLC; (b) any person or entity that transmits electronic mail, files, or other data transmission into any network owned/operated by SafShop, LLC; (c) and person or business entity linked to a URL resource owned/operated by SafShop, LLC; and (d) any person or entity that contacts SafShop, LLC through the use of any telecommunications network.

"SafShop" means SafShop, LLC, its successors, and assigns.

This Agreement between you, Subscriber and SafShop governs the use, download, and storage of any SafShop website ("Site/URL"), including the sending of any electronic mail communication into the SafShop network, and use of any SafShop resources ("Service(s)" authorizing SafShop to charge your credit/debit card and/or checking account. These Services permit Subscribers to perform a number of interactive functions through the use of a personal computer.

B. Accepting the Agreement

When you use any of the Services described in this Agreement, or authorize others to use them, you agree to the terms and conditions of the entire Agreement.

C. Relation to Other Agreements

Your use of Services may also be affected by other agreements between you and SafShop. When you use, download, and store any SafShop website, you do not change the agreements you already have with us. For example, when you use SafShop to allow your customers to purchase a subscription with their credit card, you do so under the terms and conditions for the particular service. (i.e.: Gateway Agreement or Wholesale Resale Program). You should review those agreements for any applicable fees and for other restrictions, which might impact your use of any other SafShop Services.

2. Services

A. Services for Consumers

SafShop allows Subscribers to transmit data to various financial networks and telecommunication networks for settlement. In order to enroll in any SafShop Service, you must be at least 18 years of age; you must populate every field on every form presented to you with accurate data; you must have a valid email address; and you must agree to be bound by this Agreement and/or any other agreement governing your use of the Service and/or particular resource. Your failure to populate every field may result in your waiver of certain rights under this Agreement, or other agreements.

1. Credit/Debit Card Authorization:

By submitting your credit/debit card ("Bank Card") data to SafShop, you authorize SafShop in its complete discretion to submit a financial transaction(s) to your issuing bank for settlement. You agree that once SafShop has approved or declined your transaction, SafShop has fully performed under the terms of this Agreement.

You agree to contact SafShop in the event that you desire to cancel any recurring charge, prior to the next billing cycle. Should you fail to contact SafShop, you agree to indemnify and hold SafShop harmless from any losses or damages that you suffer as a result of a recurring charge. SafShop may be contacted at: help*safshop.net; www.safshop.net; or SafShop, 4957 Lakemont Blvd SE, Suite C-4 #181, Bellevue, Washington 98006, 425-943-6180.

If you think that there is an error on your account, including an incorrect amount or unauthorized transaction, you agree to contact SafShop within the below time periods. Upon proper notification, SafShop, in its sole discretion may issue a credit to your Bank Card:

• United States Issued Bank Cards Within 120 days of the transaction.
• International Issued Bank Cards Within 180 days of the transaction.

B. Services for Business Entities and Sole Proprietorships

SafShop allows Subscribers to link their URLs to the SafShop Service ("Software"). Use of the SafShop Software is governed by the terms and service of the particular SafShop Software. Currently, SafShop offers

• SafAffiliate™
• Secure Merchant Application (SMA™)
• SafBlock™
• SafShop Gateway Program
• SafShop Wholesale Resale Program

Please take the time to review the terms of service governing the above Software. These terms include additional obligations.

3. Intellectual Property

A. Online Copyright Infringement Liability Limitation Act

Your acceptance of this Agreement and use of any SafShop Service requires that you abide by the Copyright laws of the United States and the members of the Berne Convention. This being the case, we demand that you use due diligence when purchasing content, or creating your own. You should have available for inspection any license or model release.

SafShop has adopted, implemented, and published a policy that provides for the termination in appropriate circumstances of subscribers and account holders of our system who infringe copyright. The determination and classification of an infringer," is in our complete discretion. If you believe that SafShop is hyperlinked to a website that is infringing upon your copyrighted works, you may send a notice to the following email addresses, or help*safshop.net , or to: SafShop, 4957 Lakemont Blvd SE, Suite C-4 #181, Bellevue, Washington 98006. Your notice should include the following:

1. An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;
2. A description of the copyrighted work or other intellectual property that you claim has been infringed;
3. A description of where the material that you clain is infringing is located on the site;
4. Your address, telephone number, and email address;
5. A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright or intellectual property owner, its agent, or the law;
6. A statement by you made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner's behalf.

In appropriate circumstances, and in SafShop's reasonable discretion, SafShop shall expeditiusly disable access to the interactive service.

SafShop has no obligation to monitor the Content.

B. Copyright, Trademark Violations

SafShop does not tolerate, and will not provide its Service to any Subscriber that is committing acts constituting trademark infringement, unfair competition, or any other violation under the Lanham Act, or state or foreign trademark laws.

SafShop reserves the right, in its complete discretion, to cancel a contract, or disable processing for any Subscriber in the event that SafShop believes that the Subscriber is committing acts of trademark infringement including but not limitied to the use of the SafShop name and/or SafShop logo without prior written permission from SafShop LLC.

4. Privacy Policy

SafShop maintains its privacy policy at the following location: http://www.safshop.net/privacy.html

5. Subscriber Security, Accounts, Passwords

Some interactive resources provided to you require a user login id and password scheme. You are responsible for maintaining the confidentiality and security of your user login id and password, and you are fully responsible for any activity that occurs under your password or account. You agree to immediately notify SafShop of any unauthorized use of your password or account, and ensure that you properly log-off any session that requests resources protected by secure hardware/software schemes. SafShop shall not be liable for any loss or damages arising from your failure to comply with this section 5.

6. Subscriber Conduct

You understand that all information, data, text, software, music, sound, photographs, graphics, movies, videos, messages, or other materials, ("Content") whether publicly posted or privately transmitted, are the sole responsibility of the person from which the Content originated. This means that SafShop is not responsible for any online activity. You understand that some of the Content may be offensive, indecent, or objectionable. Under no circumstances, will SafShop be liable in any manner for any Content, including, but not limited to, any errors or omissions, or for any loss or damage of any kind incurred as a result of the use of any Content.

You agree not to use any SafShop Service to:

• upload, post, email, transmit, or otherwise make available any Content that is unlawful, harmful, threatening, abusive, or harassing;
• harm minors in any manner;
• impersonate any person or entity;
• forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted;
• upload, post, email, transmit or otherwise make available any Content that infringes any patent, trademark, trade secret, copyright or other intellectual property right;
• upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, or junk mail;
• upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code;
• disrupt the normal flow of data or otherwise interfere with any data communications;
• intentionally or unintentionally violate any applicable local, state, national or international law, including, but not limited to, regulations promulgated by the SEC, NASDAQ, FTC, FBI, or other federal or state agency;
• stalk, or otherwise harass another; or
• collect, or store personal data about other subscribers, without first establishing and enforcing a privacy policy with at least as much protections as the SafShop Privacy Policy.

SafShop has no obligation to monitor the Content. However, SafShop reserves the right to review Content and decide as to whether SafShop is interested in the provision of Services in connection with said Content. SafShop reserves the right to terminate your access to any or all of the Services at any time, without notice, for any reason whatsoever.

SafShop reserves the right at all times to disclose any information as SafShop deems necessary to satisfy any applicable law, regulation, legal process or governmental request.

Always use caution when giving out any personally identifiable information about yourself or your children in any non-SafShop controlled environment. SafShop does not control or endorse the Content, messages or information found in any resource, other than those controlled by SafShop and, therefore, SafShop specifically disclaims any liability with regard to the Content and any actions resulting from your use thereof.

7. Software

All Content and software (if any) that is made available to view and/or download in connection with the SafShop Site/Service/Software, excluding content and/or software that may be made available by end-users through a non-SafShop controlled resource, is owned by and is the copyrighted work of SafShop, LLC and/or its suppliers and is protected by copyright laws and international treaty provisions. Your use of the Site/Service/Software is governed by the terms of this Agreement, as well as the agreement connected to any SafShop Service. You may not install or use any Site/Service/Software unless you first agree to this Agreement, as well as the agreement connected to the particular SafShop Site/Service/Software.

SafShop grants to you, the Subscriber, a revocable personal, non-transferable license to use the Site/Service/Software as detailed in this Agreement, and for no other purpose provided that you keep intact all copyright and other proprietary notices. Any reproduction or redistribution of the Site/Service/Software is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible. WITHOUT LIMITING THE FOREGOING, COPYING OR REPRODUCTION OF THE CONTENT OR SOFTWARE TO ANY OTHER SERVER OR LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED. You acknowledge that the Site/Service/Software, and any accompanying documentation and/or technical information, is subject to applicable export control laws and regulations of the USA. You agree not to export or re-export the Site/Service/Software, directly or indirectly, to any countries that are subject to USA export restrictions.

8. Liability and Disclaimer

THE INFORMATION, SITE/SERVICE/SOFTWARE, AND PRODUCTS INCLUDED IN OR AVAILABLE THROUGH THE SAFSHOP SITES/SERVICE/SOFTWARE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY MADE TO THE SAFSHOP SITE/SERVICE/SOFTWARE AND TO THE INFORMATION THEREIN. SAFSHOP, LLC AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SAFSHOP SITE/SERVICE/SOFTWARE AT ANY TIME. ADVICE RECEIVED VIA THE SAFSHOP SITE/SERVICE/SOFTWARE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

SAFSHOP, LLC AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, LACK OF VIRUSES OR OTHER HARMFUL COMPONENTS AND ACCURACY OF THE INFORMATION, SITES/SERVICE/SOFTWARE, PRODUCTS, AND RELATED GRAPHICS CONTAINED WITHIN THE SAFSHOP SITE/SERVICE/SOFTWARE FOR ANY PURPOSE. ALL SUCH INFORMATION, SITES/SERVICE/SOFTWARE, PRODUCTS, AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. SAFSHOP AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SITES/SERVICE/SOFTWARE, PRODUCTS, AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, TITLE AND NON-INFRINGEMENT.

YOU SPECIFICALLY AGREE THAT SAFSHOP SHALL NOT BE RESPONSIBLE FOR UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, ANY MATERIAL OR DATA SENT OR RECEIVED OR NOT SENT OR RECEIVED, OR ANY TRANSACTIONS ENTERED INTO THROUGH AN SAFSHOP SITES/SERVICE/SOFTWARE. YOU SPECIFICALLY AGREE THAT SAFSHOP IS NOT RESPONSIBLE OR LIABLE FOR ANY THREATENING, DEFAMATORY, OBSCENE, OFFENSIVE OR ILLEGAL CONTENT OR CONDUCT OF ANY OTHER PARTY OR ANY INFRINGEMENT OF ANOTHER'S RIGHTS, INCLUDING INTELLECTUAL PROPERTY RIGHTS. YOU SPECIFICALLY AGREE THAT SafShop IS NOT RESPONSIBLE FOR ANY CONTENT SENT USING AND/OR INCLUDED IN AN SAFSHOP SITES/SERVICE/SOFTWARE BY ANY THIRD PARTY.

IN NO EVENT SHALL SAFSHOP AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SAFSHOP SITES/SERVICE/SOFTWARE, WITH THE DELAY OR INABILITY TO USE THE SAFSHOP SITES/SERVICE/SOFTWARE, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SITES/SERVICE/SOFTWARE, PRODUCTS, AND RELATED GRAPHICS OBTAINED THROUGH THE SAFSHOP SITES/SERVICE/SOFTWARE, OR OTHERWISE ARISING OUT OF THE USE OF THE SAFSHOP SITES/SERVICE/SOFTWARE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF SAFSHOP OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SAFSHOP SITES/SERVICE/SOFTWARE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SAFSHOP SITES/SERVICE/SOFTWARE.

9. Termination and Access Restriction

SafShop reserves the right, in its sole discretion, to terminate your access to any or all SafShop Site/Service/Software and the related services or any portion thereof at any time and for any reason, without notice.

SafShop may also terminate or suspend your access to SafShop Site/Service/Software for inactivity, which is defined as failing to log into a particular service for an extended period of time, as determined by SafShop. Upon termination of the SafShop Site/Service/Software, your right to use the SafShop Site/Service/Software immediately ceases.

SafShop shall have no obligation to maintain any content or to forward any unread or unsent messages to you or any third party.

10. No Spam Policy

SafShop will immediately terminate any account that it believes, in its sole discretion, is transmitting or is otherwise connected with any unsolicited bulk email. In addition, because damages are often difficult to quantify, if actual damages cannot be reasonably calculated then you agree to pay SafShop liquidated damages of $5 for each piece of spam or unsolicited bulk email transmitted from or otherwise connected with your account, otherwise you agree to pay SafShop's actual damages, to the extent such actual damages can be reasonably calculated. Such payment may be deducted directly from any monies owed to you from SafShop.

11. General

The laws of the State of Washington, U.S.A, govern this agreement. You hereby irrevocably consent to the exclusive jurisdiction and venue of courts in King County, Washington, U.S.A. in all disputes arising out of or relating to the use of the SafShop Sites/Services. You agree that no joint venture, partnership, employment, or agency relationship exists between you and SafShop as a result of this agreement or use of the SafShop Sites/Services. You agree to indemnify and hold SafShop, its parents, subsidiaries, affiliates, officers and employees, harmless from any claim, demand, or damage, including reasonable attorneys' fees, asserted by any third party due to or arising out of your use of or conduct on the SafShop Site/Service/Software. SafShop reserves the right to disclose any personal information about you or your use of the SafShop Sites/Services, including its contents, without your prior permission if SafShop has a good faith belief that such action is necessary to: (1) conform to legal requirements or comply with legal process; (2) protect and defend the rights or property of SafShop or its affiliated companies; (3) enforce the terms or use; or (4) act to protect the interests of its members or others. SafShop's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of SafShop's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the SafShop Sites/Services or information provided to or gathered by SafShop with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and SafShop with respect to the SafShop Site/Service/Software and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and SafShop with respect to the SafShop Site/Service/Software. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.